SLC Digital is coming to FinovateFall 2026 — September 9–11 · SLC will be live on stage

SLC at FinovateFall 2026 · Sept 9–11

Account Takeover Prevention

Stop phishing, spoofing, and SIM-swap attacks before they start by anchoring user identity to the secure SIM/eSIM, not a phone number or vulnerable app layer.

Validates SIM, device, and user in real time through carrier-grade APIs.

Uses a dedicated channel between enterprise and device that prevents SMS and email phishing.

Prevents man-in-the-middle interception by keeping authentication fully at the telecom layer and spotting devices flagged during transit, repair, or insurance claims.

Login Attempt Detected
19:19:38
Stolen Credentials Entered
Email
Password
Sign In →
SIM-Layer Authentication
SIM/Device Binding
Dedicated Channel
Cryptographic Proof
🛡
Takeover Blocked
Credentials valid — device not bound to authorized SIM

289 → 3,000

+1,055%

CIFAS FRAUDSCAPE

Unauthorised SIM swaps reported to the UK’s National Fraud Database rose from 289 cases in 2023 to nearly 3,000 in 2024.

Transaction Authorization
$24,500.00
RecipientApex Capital Partners
TypeWire Transfer
SIM-Bound AuthorizationAWAITING
Transaction Authorized
Device cryptographically matched to authorized SIM

Transaction Authentication

Authenticate high-value payments, withdrawals, and transfers in real time using tamper-proof SIM identity.

Bind the approval to the provisioned SIM/eSIM on the user’s device.

Run checks outside the app layer — no SMS OTPs, emails, or push approvals. Supports both silent authentication and SIM-triggered step-up authentication for high-risk actions.

42%

vs $10T

CAPITAL ONE SHOPPING, 2026

Of consumers say they are concerned about digital wallet security. $10 trillion flows through those wallets every year anyway.

Account Recovery & Authentication

Restore user access without SMS or email by using the SIM/eSIM as the root of trust for deterministic, digital ID authentication.

Leverages the SIM/eSIM as a digital credential that travels with the user.

Enables a frictionless switch to a backup device or after a lockout.

Authenticates identity seamlessly in the background without user input.

Account Recovery
j.mitchell@acme.com
Enterprise Account
Locked
Account locked after 3 failed login attempts. Recovery initiated.
Recovery Methods
SMS One-Time CodeINTERCEPTABLE
Email Recovery LinkPHISHABLE
SIM/eSIM AuthenticationAVAILABLE
🔐
Verifying via dedicated channel...
Background authentication — invisible to attacker

9 in 10

IDCARE, 2024

SIM swap and mobile porting cases happen with no interaction from the victim at all.

New Account Application
Applicant Details
Pending Review
NameAlex R. Donovan
Phone+1 (555) 019-3847
SSN Last 4••7291
SIM Identity Signals
SIM Tenure
Activated 2 days ago
PENDING
Number Port History
Ported 3x in 90 days
PENDING
Device-Identity Binding
No prior association
PENDING
Carrier Network Signal
Dedicated channel mismatch
PENDING
Synthetic Identity Detected
SIM signals inconsistent with claimed identity — account creation blocked

New Account Fraud Mitigation

Stop synthetic identities and fraudulent accounts before they enter your ecosystem by authenticating identity at the SIM layer during onboarding.

Detects anomalies like recently activated SIMs, mismatched device-SIM pairs, or high-risk telecom signals.

Works independently of app-based or document-based verification, eliminating common spoofing tactics.

1 in 12

8.3%

TRANSUNION, H1 2025

Digital account creations were suspected fraudulent in the first half of 2025.

Agentic AI Authorization

Stop autonomous AI agents from executing high-risk actions without provable human sign-off by routing approval through SIM-level hardware.

Intercepts high-risk agent actions (fund transfers, data exports, system changes) and requires cryptographic authorization from the responsible human before execution.

Approval is delivered directly to the user's SIM applet — not an app, not an email — so confirmation can't be spoofed, replayed, or socially engineered.

Every agent action and its corresponding human authorization is cryptographically signed and immutably logged, creating a complete audit trail for compliance and governance.

Agentic AI Authorization
Acme Copilot
Autonomous AI agent
Held
Wire transfer · $250,000 → VendorHIGH-IMPACT
Authorization Channel
App Push ApprovalSPOOFABLE
Email ConfirmationPHISHABLE
SIM Applet Sign-offAVAILABLE
Routed to the responsible human’s SIM applet
Sign-off requested over the dedicated channel — not an app, not an email.

97%

IBM COST OF A DATA BREACH, 2025

Of organizations that suffered a breach of an AI model or application had no proper AI access controls in place.

KYC Onboarding Check
96
Trust Score
PASS
Document
PASS
Database
PASS
Address
SIM-Layer Signals
SIM TenureActive < 7 days
18
Device-SIM BindingNo prior association
22
Number Port HistoryRecently ported
15
Escalated for Review
Standard KYC passed — SIM signals indicate synthetic identity risk

KYC Reinforcement

Enhance existing Know Your Customer (KYC) workflows with telecom-grade authentication to catch fraud missed by document or database checks.

Detect risky patterns such as SIM swaps, recently activated SIMs, or mismatched device–SIM pairs.

Layer onto current KYC solutions without changing onboarding flows.

$3.3B

TRANSUNION, MID-2025

In US lender exposure to synthetic identities. These passed document and database checks, because the records were internally consistent.

Document & Contract Approval

Prove who approved every critical decision. Bind contract and document approval to the signer’s own SIM, so an approval cannot be forged, delegated, or later denied.

Requires cryptographic sign-off from the named approver’s own device before a document is executed.

The approval is signed inside the SIM secure element, so it cannot be produced by anyone holding the account, the inbox, or the session.

Every approval is immutably logged and bound to that specific document, producing non-repudiable evidence for audit and dispute.

Contract Approval
Master Services AgreementAwaiting approval
CounterpartyApex Capital Partners
Value$2,400,000
Named approverS. Chen, CFO
Approval submitted via email linkREJECTED
Sender holds the inbox, not the approver's SIM
Routed to the approver's SIM applet
Authorised signature
Signed in the SIM secure element by S. Chen
Approval sealed0x7f3a…c41e
Non-repudiable, bound to this document hash

$3.05B

24,768 reports

FBI IC3, 2025

Reported losses to business email compromise in 2025, where the attacker holds the inbox rather than the approver’s device.

Trust every digital action.

Prove who’s behind every action, before it executes.